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All right it seems as if everybody you know is buying a time-share this year. Even your conservative acquaintances have decided that this real estate/vacation expenditure is a logical one. Does that mean that a time share purchase is the best option for you?
Well it isn’t like buying a new dress or suit because everyone you know has one like it manufactured by the same designer. This is a complicated area of personal finances–not the latest fashion. But if this option seems like something you’d like to try then put the facts to a litmus test.
Ask yourself if this is located in a place that you’d like to commit to for a lot of vacations to come. This is really the most important consideration but there are ways to trade vacations. So if the time share gets boring it isn’t difficult to sell time share; place time share for rent or swap it for a few seasons.
Make sure you understand what kind of time share this is that you’re getting. Some are just limited use time shares which expire after a given number of years. That’s fine if you only want to get some savings over hotel costs. But the real investment potential that can be obtained from any real estate purchase can await those who buy fractional deed time shares. This has the same rights and responsibilities of any real estate purchase. Buying a fractional deed ensures profit from appreciation and allows your heirs their inheritance.
The level of investment varies greatly but so does any kind of real estate or vacation package. Just keep in mind what other similar hotels and resorts would cost for the same period of use that you intend to get from the time share. So whether a Disney time share or a Las Vegas time share; some of the world’s best resorts are in the same area as world class vacation timeshares.
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